1. CHOOSE A REALTOR®
Choose the best real estate agent to represent you in finding and purchasing your dream
home and sign a Buyer Agency Agreement to work together. It is important to trust your
agent, as you will be spending a lot of time together and your agent will help you with
one of the biggest financial commitments you will make.
2. OBTAIN FINANCIAL PRE-APPROVAL
Get pre-approved for a loan before you find the home you want to buy. Benefits include:
• You know your price range, closing costs, and monthly payments up front
• You only look at homes within your price range
• Your negotiating position with the seller is stronger
• Closing on your new home can happen more quickly
3. VIEW HOMES AND FIND “THE ONE!”
After a thorough understanding of your new home needs, you receive a list of
homes that meet most or all of your requirements, and we schedule time to
visit them. I will also help you find homes through:
4. MAKE YOUR OFFER
• Online with real estate search sites including my HomeSmart Realty mobile
search app – we will make appointments to visit them.
• For Sale or For Sale by Owner (FSBO) signs as you drive through
neighborhoods – we will make appointments to visit them.
• Open Houses - accompanied by your real estate representative.
• New home developments – accompanied by your real estate representative.
Once you have found your dream home, I will research market data on the home to help
you will determine what to offer and we will present a written offer to the seller’s agent.
There may be some negotiation required and the seller may either accept, reject, or
counter your offer. When the seller accepts the offer, it becomes a legal contract.
5. GET INSPECTION AND NEGOTIATE REPAIRS
You will hire a professional home inspector to conduct a thorough inspection of the
property and we will negotiate with the seller to complete any necessary repairs.
6. FINAL REVIEW OF CONTRACT AND CLOSE!
The closing is the formal process of signing papers, paying fees and closing
costs, and receiving the keys to your new home!
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